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What Side Are You On? Bear or Bull?

Now Is The Time...Save or Make Money Today!

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CalBRE #01870497 | WA #CL-3189
Loans are made or arranged pursuant to a
Department of Business Oversight
California Finance Lenders License #603E936
NMLS #3189

CEO: Michael A. Harris
CalBRE #00991234 NMLS #233410
Direct Line: 800.230.0168

Next Program:  The Real Estate Life
Station:            The Beast 980
Date:                 Saturday February 7, 2015
Time:                11:00 AM 

We Feed on Saving YOU Money!
What Kind of Loan DO YOU Have?

sbowls4The Real Estate Life, a California Excellence Award recipient is all about Your Real Estate Life.  Education to interest rates, guidelines to opportunity.  The economy is active and interest rates are low in 2015, but they are expected to climb higher later in 2015 after what I believe will be a dip for interest rates early in this year.  This is your chance to be in control of Your Real Estate Life. Your Lender or Landlord Loves You...You Do Not Need That Kind Of Love In Your Life! Save time and money today on your purchase or refinance by having the right interest rate for you and your family.

Join Mike Harris on Saturday time at 11:00 AM LIVE on February 7th on The Beast 980 as he explores your actions or for some non-actions. Mike will look to help you avoid the obstacles that lie ahead on your path to homeownership.  Mike feeds on saving you time and money from Government to Conventional, High Balance to Jumbo, Commercial to Reverse, United Mortgage Corporation of America (united4loans.com) has it all for you.  A lowering of the FHA MIP Premium from 1.35% to .85% means an immediate saving for FHA loans in place eligible for refinance without appraisal.  HARP II is available to go along with an FHA Back to Work, ITIN, Stated for Self-Employed, and Self-Employed Bank Statement only loan programs.  How about .5% down for Purchase transactions?  You may be able to finance those needed improvements and get credit for the part of the value before they are done.  Let's set your plan for Your Real Estate Life!

Saturday January 31, 2015

Friday Market Close FNMA 30 Year 3.0% 103.44 +46 bps - Daily Market Trend

A busy week is ahead, with key readings on consumer spending and income, inflation, manufacturing, and the all-important Jobs Report for January.


Economic data kicks off on Monday with Personal Income, Personal Spending and Personal Consumption Expenditures (the Fed's favorite measure of inflation). Also on Monday, look for manufacturing news via the ISM Index. Wednesday brings the ISM Services Index. The ADP National Employment Report will be released on Wednesday. On Thursday, we'll get a read on Productivity for 4Q 2014 and Weekly Initial Jobless Claims. Friday is the big day with the January Jobs Report, which includes Non-farm Payrolls and the Unemployment Rate.

The Real Estate Life invests our time delivering first class service to our clients. As a result, our valued clients and friends refer their family members, friends, co-workers, neighbors and other people they know and like to us for advice on any aspect of mortgage planning. We are interested in building strong, lifelong relationships, one person at a time. Please do not keep us a secret!






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