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Now Is The Time...Save or Make Money Today!

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CalBRE #01870497 | WA #CL-3189
Loans are made or arranged pursuant to a
Department of Business Oversight
California Finance Lenders License #603E936
NMLS #3189

CEO: Michael A. Harris
CalBRE #00991234 NMLS #233410
Direct Line: 800.230.0168

We Feed on Saving YOU Money!
What Kind of Loan DO YOU Have?

Next Program:  The Real Estate Life
Station:            The BEAST 980
Date:                 Saturday April 4, 2015
Time:                11:00 AM 


The Real Estate Life, a California Excellence Award recipient is all about Your Real Estate Life.  Education to interest rates, guidelines to opportunity.  The economy is active and interest rates started low in 2015, but they have climbed higher as we head into the end of the first quarter after what I called would be a dip for interest rates early in this year and a fast rebound.  How high will this climb?  Can we go back down?  This is your chance to secure Your Real Estate Life. Your Lender or Landlord Loves You...You Do Not Need That Kind Of Love In Your Life! Save time and money today on your purchase or refinance by having the right interest rate for you and your family.

Join Mike Harris on Saturday time at 11:00 AM LIVE on April 4th on The Beast 980 as he explores your actions or for some non-actions. Mike will look to help you avoid the obstacles that lie ahead on your path to homeownership.  Mike feeds on saving you time and money from Government to Conventional, High Balance to Jumbo, Commercial to Reverse, United Mortgage Corporation of America (united4loans.com) has it all for you.  A lowering of the FHA MIP Premium from 1.35% to .85% means an immediate saving for FHA loans in place eligible for refinance without appraisal.  HARP II is available to go along with an FHA Back to Work, ITIN, Stated for Self-Employed, and Self-Employed Bank Statement only loan programs.  How about .5% down for Purchase transactions?  You may be able to finance those needed improvements and get credit for the part of the value before they are done.  Let's set your plan for Your Real Estate Life!

Tuesday March 31, 2015

Closing Bell FNMA 30 Year 3.0% 102.31 +23 bps - Daily Market Trend

Key reports on inflation, manufacturing and housing are ahead, along with the Jobs Report for March.


The packed economic calendar kicked off on Monday with the Fed's favorite measure of inflation, Personal Consumption Expenditures, along with Personal Income and Personal Spending.  In housing news, Pending Home Sales was released Monday, followed by the S&P/Case-Shiller Home Price Index on Tuesday.  Also on Tuesday, we got a read on Consumer Confidence.  In the manufacturing sector, we received Chicago PMI on Tuesday and the ISM Index on Wednesday.  The first of two key labor market reports will be delivered on Wednesday with the ADP National Employment Report.  As usual, Weekly Initial Jobless Claims will be released on Thursday.  That brings us to Friday's Jobs Report for March, which will be dissected to the fullest extent by investors around the globe. The Jobs Report includes Non-farm Payrolls, the Unemployment Rate and Hourly Earnings.

The Real Estate Life invests our time delivering first class service to our clients. As a result, our valued clients and friends refer their family members, friends, co-workers, neighbors and other people they know and like to us for advice on any aspect of mortgage planning. We are interested in building strong, lifelong relationships, one person at a time. Please do not keep us a secret!






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