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CalBRE #01870497 | WA #CL-3189
Loans are made or arranged pursuant to a
Department of Business Oversight
California Finance Lenders License #603E936
NMLS #3189

CEO: Michael A. Harris
CalBRE #00991234 NMLS #233410
Direct Line: 800.230.0168

We Feed on Saving YOU Money!
What Kind of Loan DO YOU Have?

Next Program:  The Real Estate Life
Station:            The BEAST 980
Date:                 Saturday February 28, 2015
Time:                11:00 AM 



The Real Estate Life, a California Excellence Award recipient is all about Your Real Estate Life.  Education to interest rates, guidelines to opportunity.  The economy is active and interest rates are low in 2015, but they are expected to climb higher later in 2015 after what I called would be a dip for interest rates early in this year and now have head back to early January levels.  How long will this continue?  Can we going up or back down?  This is your chance to be in control of Your Real Estate Life. Your Lender or Landlord Loves You...You Do Not Need That Kind Of Love In Your Life! Save time and money today on your purchase or refinance by having the right interest rate for you and your family.

Join Mike Harris on Saturday time at 11:00 AM LIVE on February 28th on The Beast 980 as he explores your actions or for some non-actions. Mike will look to help you avoid the obstacles that lie ahead on your path to homeownership.  Mike feeds on saving you time and money from Government to Conventional, High Balance to Jumbo, Commercial to Reverse, United Mortgage Corporation of America (united4loans.com) has it all for you.  A lowering of the FHA MIP Premium from 1.35% to .85% means an immediate saving for FHA loans in place eligible for refinance without appraisal.  HARP II is available to go along with an FHA Back to Work, ITIN, Stated for Self-Employed, and Self-Employed Bank Statement only loan programs.  How about .5% down for Purchase transactions?  You may be able to finance those needed improvements and get credit for the part of the value before they are done.  Let's set your plan for Your Real Estate Life!

Friday February 27, 2015

Friday Market Close FNMA 30 Year 3.0% 101.88 +25 bps - Daily Market Trend

Friday's Jobs Report for February could be a major market mover. Plus, there's important news on inflation, personal income and spending, and manufacturing.  Right out of the gate on Monday, look for Personal Income, Personal Spending and Personal Consumption Expenditures (the Fed's favorite measure of inflation).  Also on Monday, there will be manufacturing news via the ISM Index. The ISM Services Index follows on Wednesday.  Wednesday also brings the ADP Employment Report, the prelude to the government's Jobs Report.  On Thursday, Weekly Initial Jobless Claims will be released, as usual. Also look for Productivity for the fourth quarter of 2014.  Friday is the big day with the February Jobs Report, which includes Non-farm Payrolls, Hourly Earnings and the Unemployment Rate.


The Real Estate Life invests our time delivering first class service to our clients. As a result, our valued clients and friends refer their family members, friends, co-workers, neighbors and other people they know and like to us for advice on any aspect of mortgage planning. We are interested in building strong, lifelong relationships, one person at a time. Please do not keep us a secret!






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