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CalBRE #01870497 | WA #CL-3189
Loans are made or arranged pursuant to a
Department of Business Oversight
California Finance Lenders License #603E936
NMLS #3189

CEO: Michael A. Harris
CalBRE #00991234 NMLS #233410
Direct Line: 800.230.0168

We Feed on Saving YOU Money!
What Kind of Loan DO YOU Have?

Next Program:  The Real Estate Life
Station:            The BEAST 980
Date:                 Saturday May 2, 2015
Time:                11:00 AM 


The Real Estate Life, a California Excellence Award recipient is all about Your Real Estate Life.  Education to interest rates, guidelines to opportunity.  The economy is active and interest rates started low in 2015, but they tried to climb at the end of the first quarter.  Early 2nd quarter readings of our economy had seemed to quash that thought.  This is your chance to secure Your Real Estate Life. Your Lender or Landlord Loves You...You Do Not Need That Kind Of Love In Your Life! Save time and money today on your purchase or refinance by having the right interest rate for you and your family.

Join Mike Harris on Saturday time at 11:00 AM LIVE on April 18th on The Beast 980 as he explores your actions or for some non-actions. Mike will look to help you avoid the obstacles that lie ahead on your path to homeownership.  Mike feeds on saving you time and money from Government to Conventional, High Balance to Jumbo, Commercial to Reverse, United Mortgage Corporation of America (united4loans.com) has it all for you.  A lowering of the FHA MIP Premium from 1.35% to .85% means an immediate saving for FHA loans in place eligible for refinance without appraisal.  HARP II is available to go along with an FHA Back to Work, ITIN, Stated for Self-Employed, and Self-Employed Bank Statement only loan programs.  How about .5% down for Purchase transactions?  You may be able to finance those needed improvements and get credit for the part of the value before they are done.  Let's set your plan for Your Real Estate Life!

Monday April 27, 2015

Static Quote FNMA 30 Year 3.0% 102.40 -5 bps - Daily Market Trend

A full slate of economic reports is ahead, plus the Fed meets!


On the housing front, look for the S&P/Case-Shiller Home Price Index on Tuesday and Pending Home Sales on Wednesday. Consumer Confidence will be reported on Tuesday, followed by the Consumer Sentiment Index on Friday.  On Wednesday, Gross Domestic Product will give us an important read on the U.S. economy during the first quarter of 2015.  Look for news from the manufacturing sector via the Chicago PMI on Thursday and the ISM Index on Friday.

The Fed's favorite measure of inflation, Personal Consumption Expenditures, will be released on Thursday, along with the Employment Cost Index, Weekly Initial Jobless Claims, Personal Income and Personal Spending.

In addition, the Fed meets this week, with the Monetary Policy Statement due to be released on Wednesday. Investors will be listening closely for any hints as to when the Fed may raise the Fed Funds Rate (the rate banks charge each other to lend money overnight), and this news could lead to volatility in the markets.

The Real Estate Life invests our time delivering first class service to our clients. As a result, our valued clients and friends refer their family members, friends, co-workers, neighbors and other people they know and like to us for advice on any aspect of mortgage planning. We are interested in building strong, lifelong relationships, one person at a time. Please do not keep us a secret!



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