Your Real Estate Life – Radio Program Saturday at 9:00 am PST and Sunday at 7:00 am PST
January 11th & 12th Weekend Does Your Lender L Read More
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Saturday’s: 9AM 1590 AM/97.9 FM KVTA
Sunday’s: 7AM K-EARTH 101 FM
Tuesday January 7, 2025
Market Close FNMA 30-year 6.00% MBS 100.22 -16 bps
This week, things get back to normal with the first full economic calendar for January. It’s Jobs Week. We will see the December Jobs Report and how the labor market finished 2024. Another important reading will be the JOLTS report, which shows the level of hiring, quits and jobs available.
This week also brings Treasury auctions and Fed speakers, which can have a big impact on market movements.
Weekly Calendar
Monday
Economic data: S&P Global US manufacturing PMI, December final (58.3 expected, 58.5 previously); S&P Global US composite PMI, December final (56.6 previously); Factory Orders, November (-0.3% expected, +0.2% prior); Durable Goods Orders, November final (-0.3% expected, -1.1% prior)
Tuesday
Economic data: Job openings, November (7.7 million expected, 7.74 million previously); ISM Services Index, December (53.1 expected, 52.1 prior)
Wednesday
Economic data: MBA Mortgage Applications, week ended Jan. 3; ADP Private Payrolls, December (+130,000 expected, +146,000 previously); FOMC December meeting minutes
Thursday
Economic data: Challenger jobs cuts, year-over-year, December (+26.8% previously); Initial jobless claims, week ending Jan. 4 (211,000 previously)
Friday
Economic calendar: Nonfarm payrolls, December (+153,000 expected, +227,000 previously); Unemployment rate, December (4.2% expected, 4.3% previously); Average hourly earnings, month-over-month, December (+0.3% expected, +0.4% previously); Average hourly earnings, year-over-year, December (+4% expected, +4% previously); Average weekly hours worked, December (34.3 expected, 34.3 previously); Labor force participation rate, December (62.5% previously)
January 11th & 12th Weekend Does Your Lender L Read More
800.230.0168 Company 805.530.1199 Direct Line to C Read More
Many individuals choose to rent properties, whether it be for their personal residences or business premises. While this may initially appear cost-effective, it can have detrimental long-term financial implications. Essentially, you are indirectly paying a mortgage. It is time to break free from this cycle and invest in your own residential or commercial property. This show is designed to guide and empower you in strategizing and actualizing Your Real Estate Life.
Discover a wealth of knowledge on real estate – whether you’re just beginning, advancing, or expanding your portfolio. This podcast dives deep into the toughest questions, covering lending programs, interest rates, financial literacy, economic trends, and more. Equip yourself with the insights to become an informed decision-maker when it comes to your most valuable assets. Join us on the forefront of property ownership and unlock your potential.
Maximize your financial decisions by adopting the right approach when entering a 30-year loan and purchasing property. Learn how to convert debt into wealth efficiently, without compromising your lifestyle, resorting to refinancing, or jeopardizing your well-being. Uncover smart strategies to reduce unnecessary payments to lenders and responsibly eliminate debt. You deserve the best in life; don’t compromise your safety for real estate victories.
This program serves as your guide to identifying red flags that plague the market. Carelessness could lead to unmanageable loans or crippling interest rates. Equip yourself with the knowledge, tools, and resources to navigate the unpredictable waters of property acquisition. By being well-educated about the industry, you can protect yourself from exploitation. This show ensures that you have everything you need to thrive.
Meet Michael A. Harris, your program host with more than 37 years of lending experience. He is the President and CEO at the United Mortgage Corporation of America, a direct lending mortgage banking company operating and originating loans in California (DRE Broker #00991234), Colorado (MLO-100524628), Montana (MLO-233410), Texas (SML MLO-233410), and Washington (MLO-233410). Michael is passionate about helping others achieve financial comfort within their own homes. He tirelessly serves clients by eliminating years of mortgage interest. As a Senior Director and Certified Field Trainer at United Financial Freedom, Michael has found a calling guiding families towards a debt-free life.
In this program, Michael imparts invaluable advice, financial insights, and practical resources for effectively managing your loans and transforming debt into wealth. While he may not have authored the lending programs you’re currently enrolled in, his objective is to enlighten you on proper repayment strategies. And though he is not a certified public accountant, attorney, estate planner, or realtor, he can connect you with top-notch professionals through his extensive business network, ensuring you receive the best possible assistance.
The economy is a dynamic and ever-evolving landscape. Oftentimes, you’ll encounter numerous external factors beyond your control or be faced with challenging questions that put your knowledge to the test. However, amidst these challenges, there are still opportunities to secure your real estate future.
Start saving time and money today on your purchase or refinance with the perfect interest rate and plan for you and your family. Discover how to navigate the confusing loan selection and acquisition process to meet your unique needs. Break free from the grip of your landlord and start building equity through home ownership of your own. When it comes to finding your dream neighborhood and elevating your financial status, it is crucial to have all the support you can get. Find it all in this enlightening podcast right now.
Investment Loans | Debt Service Coverage Ratio (DSCR) in 46 States (not ND, NV, SD, VT)
Read MoreNext Broadcasts
News Talk 1590 KVTA FM
Your Real Estate Life with Mike Harris
Saturday Jan 11, 2025 at
9:00 am
CalBRE #01870497 | WA #CL-3189
CA: DRE #00991234
CO: MLO-100524628
MT: MLO-233410
TX: SML MLO-233410
WA: MLO-233410
DSCR in 46 States
(not ND, NV, SD, VT)