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Your Real Estate Life – Radio Program Saturday at 9:00 am PST and Sunday at 7:00 am PST

  • December 13, 2024
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  • realestatelife

December 14th & 15th Weekend Does Your Lender Love You?  You Do Not Need That Kind of Love in YOUR Life. Join Host Mike Harris and make your appointment to join in this weekend as we Save Our Money together for loans in CA, CO, MT, TX, WA, and DSCR in an additional 46 states.

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Shift Your Financial Perspective: Reshape Your Money Mindset for Lifelong Success

  • December 13, 2024
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  • realestatelife

Image via Pexels Navigating the complexities of personal finance can often seem daunting, yet mastering this skill is essential for a life of economic freedom and prosperity. By reshaping your approach to money management, you can open doors to not only personal wealth but also a more fulfilling life. This journey requires discipline, knowledge, and

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UMCA – Today’s Mortgage Rates – 800-230-0168

  • December 13, 2024
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  • realestatelife

800.230.0168 Company 805.530.1199 Direct Line to CEO NMLS #3189 | CA: Dept. of Real Estate #01870497 | CO: Regulated by the Division of Real Estate. | MT:  Broker No #3189 | TX: 4663 Farringdon Ln. | WA: Consumer Loan Company License CL-3189 | DSCR in 46 States (not ND, NV, SD, VT) We have many

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Shift Your Financial Perspective: Reshape Your Money Mindset for Lifelong Success

  • December 13, 2024
  • no comment
  • realestatelife

Image via Pexels Navigating the complexities of personal finance can often seem daunting, yet mastering this skill is essential for a life of economic freedom and prosperity. By reshaping your approach to money management, you can open doors to not only personal wealth but also a more fulfilling life. This journey requires discipline, knowledge, and

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The Groundwork: Starting a Career in Commercial Real Estate Development

  • November 12, 2024
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  • realestatelife

Image via Pexels Embarking on a career as a commercial real estate developer is akin to setting sail on a vast, unexplored ocean. The rewards can be enormous, but the challenges are just as significant. Success requires a clear understanding of the multifaceted nature of this industry, starting from ground-level regulations to high-level financial strategies.

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Four Ways Acting Skills Helped Me Succeed as an Entrepreneur…

  • March 31, 2024
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  • realestatelife

By Jerry Rosengarten I’ve always loved acting. Perhaps it’s because, as a child, I struggled with dyslexia, and reading aloud was an ordeal. But memorizing lines and delivering them to applause was pure magic. Yet, despite my passion for acting, I never pursued it as a full-time career. The uncertainty and risk associated with life

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March 6, 2024 – Rate Commentary

  • March 6, 2024
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  • realestatelife

Rate sheets should be better to start the day, probably the best we’ve seen in a couple of weeks. Bonds off to a good start, at least they are at 9am ET. However, we could see more movement depending on how the JOLTS (job openings and labor turnover survey) comes out at 10am and that

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March 5, 2024 – Rate Commentary

  • March 5, 2024
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  • realestatelife

Rate sheets this morning should be slightly better on the day, if early gains for bonds hold up. Reprice risk on the day is low, there is some economic data coming out at 10am ET that could affect the first rate sheets issued on the day, but it’s crickets after that. However tomorrow will start the fireworks, with a couple

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February 21, 2024 – Rate Commentary

  • February 21, 2024
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  • realestatelife

Rate sheets this morning may be just a little bit better than yesterday, but nothing to get too excited about. Reprice risk on the day is low, markets seem calm and have found a range for bonds to tread water. The Fed’s meeting minutes from the last meeting come out at 2pm ET today, and

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January 26, 2024 – Economic Outlook

  • January 26, 2024
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  • realestatelife

Year-over-year core inflation fell below 3% for the first time since March 2021 but the choppy trading pattern continues with prices lower and yields higher. The Fed’s favorite inflation gauge, the Core PCE, fell to 2.9% y/y versus 3% expected and down from 3.2% in November, m/m inline at 0.2% and up from 0.1%. The

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January 25, 2024 – Economic Outlook

  • January 25, 2024
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  • realestatelife

There was a little bit for all in the data with headline GDP for Q4 2023 rising 3.3% while the inflation components declined. Growth was driven by consumer spending rising at a solid 2.8% rate in the quarter. For 2023, GDP was 2.5% after 1.9% in 2022. Jobless Claims rose to 214K versus 200K expected

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January 5, 2023 – Rate Commentary

  • January 6, 2024
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  • realestatelife

01/05/24 RATE MARKET WRAP UP UMBS 5.5 99.78 (-9bps)10yr yield 4.05 Bonds saw a bit more improvement earlier in the day and a handful of lenders repriced better. Also, markets have leaned a bit more into that March Fed rate hike, now 75% probable, after digging deeper into jobs report showed large Nov revision and

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December 29, 2023 – Rate Commentary

  • December 31, 2023
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  • realestatelife

Rate sheets today may be a little worse than yesterday but it shouldn’t be much, and reprice risk is low. Markets close today at 2pm Eastern and will be closed on Monday for New Years. All loans are free to cautiously float.There is little risk to avoid, although little reason to expect improvement either. Let’s see

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